Print Page | Contact Us | Sign In | Join
President's Message




Welcome to the Mortgage Bankers Association of the Carolinas!


I have had the privilege to be part of MBAC for majority of my 17-year mortgage career.  MBAC has helped my career in so many, many ways, and I could not be prouder to serve as President in 2020.

So, what does the MBAC mean to me? I’m proud to be an active MBAC member. I’ve grown up in the mortgage industry, I started when I was 23 years old, and I have made so many friends and built so many great relationships here at MBAC in the past dozen plus years. The friendships I have made, and the relationships I have built, will last forever.

At our 2019 convention in Wilmington, NC, we were all brought together – we networked, we learned, we built new relationships and strengthened existing relationships, we had fantastic LO and real estate agent panels, and we had an absolutely fantastic time doing it all together.  I have seen membership grow, sponsorships grow, MAC PAC take a different direction, and so many other changes for the better of the association.  There is strength in numbers, and we are stronger together.

At MBAC, we have direct contacts to decision makers at the GSEs, the MBA, correspondent investors, MI account reps, political lobbyists and politicians who understand our business and are willing to help us. We have excellent education opportunities and networking events. Regulatory Compliance attorneys who will return calls when we have a random question, top producing loan originators who are willing to share their systems, procedures, and secrets of their successes openly to MBAC members, the best appraisal management companies, credit and credit repair companies, loss mitigation experts, and so many others. They are all here, we are here!

I know MBAC is always here for its members. There is strength in numbers, and we are stronger together.  I have seen it firsthand through my MBAC journey, beginning with my first term as SC Director many years ago, to Vice President, to President Elect, to President.

I look so very forward to our annual convention every year, and especially this year’s 65th annual convention, which will be held at the Hotel Ballast in Wilmington, NC in October 2020.  I’ve seen our association grow from when I started my journey, over a decade ago, until now – we have an abundance of new involvement at all levels of the association.  We have always been stronger together - and this year we will take it to the next level!

The relationships and knowledge that I have built and obtained through the MBAC are the absolute best. I am grateful to be part of the MBAC, I am grateful for a career in the mortgage industry, and I am most grateful to serve as your President in 2020.


Owen Edwards, CMB

President, MBAC, 2019-2020